Carders are fraudsters who use stolen credit card information in card-not-present transactions. Carders steal not only numbers, names of cardholders and expiration date, but also PIN and CVV codes. Information is stolen in multiple ways, such as installing a skimmer at an ATM, in stores, buying CVV dumps from CVV shops, installing web server applications, i.e. any places where you pay by card.

CVVShop.to

CVV shops list

Most often, fraudsters create tons of completely fake e-commerce sites looking to separate the unwary from their credit card details. Once the shopper makes the purchase and enters the credit card information, the fraudsters have completed the scam, and now possess the credit card and billing information.

Since then, many respectable Americans were afraid to shop online. And they were right! Each store assures you that your customers’ cardholder data is safe at all times. But it would be much better if stores just did not store users’ personal data on their servers. Sometimes you just type in a search engine something like “credit card name address” to get the list of credit cards stored on the servers of online stores. So, credit card data is so insecure that it is even indexed by search engines! When an order is made at a store using the card, he withdraws money from it (or simply checks its existence, and withdraws money at the end of the month). After some time, the cardholder contacts a bank and disputes the transaction. The bank, in its turn, deals with the store. But it’s already too late, the products were sent, and the store is again behind the eight ball.

A new step in fraud protection was the request of the CVV2 value printed on the back of most credit cards, which helps to ensure that the customer actually has the card and that the 3-digit number is valid. Everyone thought the carding was over. Now, any fraud with credit cards has become impossible, since the cvv2 code cannot be obtained. It was originally planned that the cvv2 would not permitted to be stored by merchants and processors. The bank itself would check for the existence of the original operation and the amount to be confirmed, rejecting the operation if any error exists. But they wanted it as good as possible, but it turned out as always. Violating all requirements of banks, online stores stored cvv2 codes along with other credit card data in their databases. Consequently, the bases continue to be stolen and carders got access to cvv2. Everything’s getting back to normal and anyone could buy CVV dumps online. And online shops have only themselves to blame!

Product carding today.

These days, it’s really a bad time for product carding, but it won’t give up so easily. There is a certain balance among purchases in online stores: on the one hand, the loss of online stores on carder orders is covered by the profit from legal purchases, on the other hand, these orders are enough for carders to make ends meet and not to starve. Product carding continues to be popular among beginners, although some are disappointed in it switching to something different.